Providential Holdings Takes Minority Interest in PostYourHome.com.

Providential Securities to Provide Strategic Consulting

And Investment Banking Services

Providential Technology to Provide Technological Support and Infrastructure

FOUNTAIN VALLEY Calif., March 3 /PRNewswire/ --

Providential Holdings, Inc. (OTC Bulletin Board: PRVH), today announced that it has taken a minority interest in PostYourHome.com. The privately held Internet start-up, which is soon to launch its site at www.postyourhome.com, is a an online marketplace and auction that directly links property buyers and sellers, thus eliminating the need for real estate brokers as intermediaries.

PostYourHome.com will benefit through this alliance by receiving strategic and financial consulting, as well as investment banking services from Providential Securities, a wholly owned subsidiary of Providential Holdings. Additionally, Providential Technology, also a subsidiary of Providential Holdings, will provide technological support and infrastructure to PostYourHome.com. Providential Holdings intends to soon appoint a new President to head up Providential Technology to position it as a leading online technology consulting and support services provider.

Through this strategic investment in PostYourHome.com, Providential Holdings expands its synergistic business portfolio and creates cross marketing opportunities between its subsidiaries.

"We are very excited about this equity partnership with PostYourHome.com. The market for delivering real-estate services through the Internet continues to explode. We see tremendous opportunities to cross-market real estate and financial services between PostYourHome.com and Proetrade.com," commented Mr. Henry Fahman, Chairman and CEO of Providential Holdings. "Through our other subsidiaries, we are ideally positioned to provide marketing, technological, and financial consulting services to PostYourHome.com that will support its launch and sustained growth in the marketplace."

John Vu, President of PostYourHome.com added, "Gaining Providential Holdings as a corporate partner will accelerate our time to market and create added visibility for our site. I am very pleased to be working with the talented group of business and technology executives at Providential."

Providential Securities' www.proetrade.com site provides very competitive pricing for frequent traders and long-term investors alike. The site will be presented in several different languages and will soon integrate its proprietary Pro Timer Market Timing Service, a trading advisory system that has proven to be highly accurate in its preliminary buy and sell recommendations.

About PostYourHome.com

PostYourHome.com is an online marketplace and auction that brings together property sellers, property buyers, and their service providers. The Company eliminates the need for buyers and sellers of residential, income and land properties to use a real estate broker by providing online education and support services to both sides of the purchase transaction. As a result of the dis-intermediation created by PostYourHome.com, buyers and sellers can realize a savings of up to 6% of the property's value that is normally charged by brokers. The site will also offer a venue through which a broad range of service providers, from lending institutions, to insurance providers, to gardeners, to construction companies can directly market to and acquire customers who seek their services. The www.postyourhome.com site is scheduled to launch in the coming months.

Providential Holdings

Providential Holdings, through its subsidiaries, Providential Securities, Providential Technology, and Providential Clearing, offers click and mortar financial services. Providential Securities, Inc. offers a wide spectrum of securities investment products and services to individual and institutional investors. Providential Securities buys and sells securities for its customers through a number of different markets and provides real-time online investing and trading for both Level I and Level II through its website at www.proetrade.com. Providential Securities is a member of the National Association of Securities Dealers (NASD), Securities Investor Protection Corporation (SIPC) and Municipal Rule-Making Board (MSRB).

Forward-looking statements (statements which are not historical fact) in this release are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. For this purpose, any statements contained in this report that are not statements of historical fact may be deemed to be forward-looking statements. Investors are cautioned that all forward-looking statements involve risks and uncertainties.